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2018 Total Condo/HOA Association Disaster and Hurricane Online Resource

Now is a great time to prepare for the 2018 Hurricane Season that officially starts June 1st. There is already one storm expected to be the first tropical depression. Below you will find links and resources for your disaster and hurricane committee.

2018 Pre-season Activity Outlook (Wikipedia):

The first forecast for the year was released by TSR on December 7, 2017, which predicted a slightly above-average season in 2018, with a total of 15 named storms, 7 hurricanes, and 3 major hurricanes.[2] On April 5, 2018, CSU released its forecast, predicting a slightly above-average season with 14 named storms, 7 hurricanes, and 3 major hurricanes.[3] On the same day TSR released its second forecast, predicting a slightly-below average hurricane season, with 12 named storms, 6 hurricanes, and 2 major hurricanes, the reduction in both the number and size of storms compared to its first forecast being due to recent anomalous cooling in the far northern and tropical Atlantic.[4] Several days later, on April 16, North Carolina State University released its predictions, forecasting an above-average season, with 14–18 named storms, 7–11 hurricanes, and 3–5 major hurricanes.[5] On April 19, The Weather Company released its first forecasts, predicting 2018 to be a near-average season, with a total of 13 named storms, 7 hurricanes, and 2 major hurricanes.[6]

Helpful Links, Guides, and Templates

· National Hurricane Center - National Oceanic and Atmospheric Administration

· Download - Emergency Procedures Manual Sample (DOCX)

· Download - Windstorm Emergency Response Checklist

· Download - Flood Emergency Response Checklist

· Video - Condominium & HOA Master Property Insurance - Replacement Cost Realities

· Videos - Free Property Inspections: Emergency Ready Program & First Priority Agreement

· Video - Flood Insurance for Condo Owners - RCBAP NFIP Master and Personal Unit

· Video - Association "Opt Out" HVAC, Window, Door, and Shutters

· Disaster Planning 2018 Newsletter · Insurance Dilemma, "Opting Out" for Condominium Associations by Jay Levine

Limited Pre Hurricane Preparations by Owners:

· Provide Updated Contact Info to Association Including Back-Up/Emergency Info

· Update Hurricane Kit

· Review HO6 Insurance Policies and Flood Policies (Confirm Wind Coverage and Increase Assessment Limit)

· Ensure Working Order of All Hurricane Protection and Deploy Unit Owner Shutters

· Document Belongings Interior and Exterior with Photos or Video and Upload to a Cloud Service (I Use Google Drive)

· Move Furniture and Belongings Away from Windows and Doors, Unplug Electronics and Elevate on Tables

· Shut Off Water and Possibly Electricity During Evacuation

Limited Pre Hurricane Preparations by Association:

· Update or Create Hurricane and Disaster Plan with Policies and Procedures for Hurricane Committee

· Update Association and Owner Contacts

· Confirm Contractor Relationships (Roofing, Plumbing, Water Clean Up, Lawn/Landscaping, Electrician)

· Complete Projects and Maintenance (Roof, Window)

· Discuss Master Policy with Association’s Insurance Advisor - Confirm Deductibles, Limits, Flood Coverage

· Secure Association Property and Check High Wind Strapping - Trees, Outside AC/Compressors, Shutters, Electricity, and Elevator Preparations

· Backup and Digitally Upload Documents

· Document Exterior and Common Elements by Photo or Video and Upload (Google Drive Free 15 GB of Data)

· Prepare Multiple Channels of Communication with the Possibility of Limited Phone or Internet Service

Have your master insurance policies reviewed with your insurance agent before a storm is on your doorstep. You might be shocked what you are self-insuring for and what your out of pocket costs will be. If your board would like an exhaustive review or is currently engaging in a request for proposal please contact Trevor Barone at:

tbarone@bbbrevard.com

321-775-5514

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